Stay safe on the roads this holiday

ARTICLE BY

SHARE THIS POST

With the school holidays here, and Easter weekend upon us, drivers are being cautioned to take extra care on the roads.

“This is usually a very busy time for South African road users as families go on holiday or visit loved ones. There is the added danger of driving in peak holiday season traffic.  Motorists are advised to keep basic preparation, safety, precaution and insurance in mind,” says Lizo Mnguni, spokesperson for Old Mutual Insure.

He adds that there are plenty of public holidays coming up, giving South African motorists opportunity to get out. But, before embarking on a long trip, holiday makers should be sure that the vehicle they are travelling in has been properly maintained.

“Ideally, always plan a service ahead of a long trip. Failing a full service, at least check tyres, oil, battery, and fuel before setting off,” advises Mnguni.

He says vehicle owners should check that their policies have basic roadside and other emergency assistance. Breaking down or being involved in an accident in the middle of nowhere “where you don’t know who to trust or which service or emergency providers to use can be confusing and traumatic – and people can make unnecessary mistakes,” says Mnguni. Being able to call on a trusted insurance advisor to “guide you to the right service providers and emergency services – at the right price – in these instances is critical,” advises Mnguni.

He says it is also important to remember that fatigue and speed kills.

“Take a break from driving every two hours. Stop at a petrol station and stretch your legs before getting on your way. Pack a few snacks and energy drinks for your  trip.”

Mnguni adds that vehicle and road safety remain a top priority for Old Mutual Insure.

“One of the reasons we sponsor initiatives like the South African Car of the Year (COTY) competition is because we believe that innovation with regards to vehicle safety will likely lead to less vehicle accidents, high-jackings and theft, indirectly benefitting all road users,” says Mnguni.

To this end, Old Mutual Insure is calling on all road users to join its mission to make South Africa’s vehicles and roads safer, by pledging a commitment to road safety and commenting on the social media pages on how they will keep themselves and others from harm. As part of this initiative, Old Mutual Insure will donate to the Road Ethics Project, an organisation that educates people about ethical road use to reduce crashes and save lives.

To further help road users, below Mnguni gives his top tips on how to stay safe on the roads this Easter holiday:

  • Pledge your commitment to road safety by sharing how you commit to keeping you and your loved ones safe when driving on the road. Will you commit to hands-free calling? Ensure everyone wears their seatbelt?
  • Get a good night sleep before you leave on your trip so that you are well-rested for the road ahead.
  • Take a break from your trip at least every 2 hours. Stop at a petrol station and stretch your legs before getting on your way.
  • Pack in a few snacks and energy drinks for the trip.
  • Don’t use your cell phone or do anything that may distract you while travelling. Be alert and aware while driving. Guard against distractions while driving, and always ensure all vehicle occupants wear a seat belt.
  • Take your vehicle for a full check before embarking on your holiday travels.
  • Make sure that your vehicle is in a roadworthy condition before departure.
  • Obey the speed limit – Speed is the highest contributing factor in fatal accidents. You can make a difference on the roads by simply driving at the speed limit. Consider this – it’s better to arrive at your destination safely than quickly.

“Getting the basics of preparation, safety, precaution and your insurance right this Easter break can make the difference between a well-earned rest or costly and stressful ordeal,” concludes Mnguni.

Commit to keep yourself and others safe by making a pledge on the Old Mutual Insure pages on Twitter, Facebook, or LinkedIn by using the hashtags #roadsafetypledge and #SACOTY2023.

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
    • The Subscriber shall ensure that all billing information (including contact details, authorised signatories and bank account details) is kept accurate and up to date.
    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
    • Onboarding is conditional on confirmation of the Subscriber’s current SAUMA membership at the time of application

  1. DATA PROTECTION
    • FIA Services will process all personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) as set out in our POPIA policies.
    • By subscribing, the Subscriber authorises FIA Services to confirm their SAUMA membership status with SAUMA and to process personal information for the purposes of fulfilling the Subscription.

  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
    • Any disputes arising under these Subscriber Terms shall be dealt with in accordance with the dispute resolution provisions contained in the FIA NPC membership terms and conditions, as modified to reflect that the contractual relationship is with FIA Services.
    • Any notices required under these Subscriber Terms may be validly delivered by email to the addresses provided in the Subscriber’s application form, and such notices shall be deemed received on the day of transmission if sent during business hours.
    • The Subscriber may not assign, cede or transfer any of its rights or obligations under these Subscriber Terms without the prior written consent of FIA Services.
    • No variation of these Subscriber Terms shall be of any force or effect unless reduced to writing and signed by both FIA Services and the Subscriber.