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Navigating uncertainty with personalised control



In today’s complex and unpredictable financial world, ensuring financial stability is more crucial than ever. Like many others globally, the South African market is dealing with the fallout from pandemics, political uncertainty, and major global events. These issues cast a shadow over investments, making the task even more complex for financial advisers.

The ask is clear yet tough – to navigate these challenges and ensure clients’ investments remain secure and on a steady path towards growth and stability.

This is where guaranteed solutions come into play. Investment products offering a guarantee stand as a reliable defence for advisers who are keen on offering clients a degree of security and control in their investments. They serve as a shield, reducing the potential negative impact of unexpected economic events so that clients can maintain a steady approach to their investments and stick to their plans, even during major market downturns.

A crucial part of a guaranteed product offering is annuities. Clients have a wide range of options to structure a guaranteed annuity product to their personal requirements for growth, income continuation and inheritance. This gives them more control over their investment risk and the sustainability of their income during retirement.

By placing part or all of their money into these solutions, clients can ensure their financial stability and protect their future income. This approach strengthens advisers’ ability to build solid, trustworthy relationships with clients, enhancing the credibility and reliability of their investment guidance.

Using guaranteed returns as part of a retirement income strategy provides a unique diversification opportunity. Yields have been consistently attractive over the years, and the current high interest rate environment allows clients to lock into even higher levels of income without risk.

Incorporating the comprehensive range of guaranteed solutions Momentum Wealth offers into a client’s overall investment portfolio is not just a safety measure. It’s a forward-thinking strategy for advisers dedicated to protecting and enhancing a client’s financial future, ensuring robust growth and income protection despite global economic uncertainty. This modern approach positions advisers as industry leaders, well-equipped to navigate the complexities of the South African market, and steadfastly guide their clients to long-term financial success and well-being.

Each person’s investing journey is unique and personal. With us, you can shape that journey in the most singular way.

For more information go to momentum.co.za