Fleets Of Strength

ARTICLE BY

SHARE THIS POST

After nearly two decades in commercial transport insurance, I’ve seen technologies come and go. Few have had the drastic impact of Artificial Intelligence (AI) camera technology.

Fleets that use smart camera systems effectively are already seeing far fewer accidents, drastically improved driving and better operational control. These aren’t fringe benefits. In a sector that moves goods, people and the economy, they’re central to staying competitive and sustainable.

Remote control

The results speak for themselves. At Hollard Trucking, our Highway Heroes campaign, which seeks to enhance road safety by recognising excellence in commercial driving, offers clear evidence of the difference smart camera technology can make.

Early systems were limited to GPS tracking – useful, but basic. Modern telematic systems capture real-time data on harsh braking, speeding, harsh cornering and extended driving hours, among other factors. This level of detail gives fleet managers a clearer view of what’s happening on the road. When they turn this data into action, that is where the real power of telematics lies.

Smart camera technology adds a new dimension to telematics, with the early detection of driver distraction and fatigue. The focus is on changing behaviour before it leads to an incident. In other words, identifying root cause driving behaviours that lead to collisions, and then engaging with and empowering drivers through effective driver coaching.

Hitting the targets

Our 2024 data show a measurable shift. Among new Highway Heroes participants, we saw a double-digit improvement in driving behaviour between January and December. That’s based on several key indicators:

– Reductions in harsh cornering events

– Decreases in excessive day and night driving

– Fewer “bad driving” incidents per kilometre driven – our core safety metric

Our double-digit target was ambitious and it translates into thousands of risky driving incidents avoided over millions of kilometres. Each percentage point matters – because each one represents fewer accidents, fewer injuries and lives potentially saved.

Working smarter

There’s a tendency to view telematics as a compliance tool to satisfy insurance requirements. That misses the bigger picture. When implemented properly, telematics has the potential to reshape how fleets manage risk, cost and performance.

Here’s where the data deliver the biggest change:

Cost: Better driving reduces fuel consumption, limits wear on vehicles and lowers maintenance bills.

Risk: Poor driving patterns can be addressed before they lead to major incidents.

Efficiency: Routing, fleet use, and vehicle health are easier to manage with real-time data.

Sustainability: Cleaner driving and better planning reduce carbon output and support environmental goals.

That said, technology alone isn’t enough. Our experience shows that sustainable improvements come when telematics is part of a broader programme.

The best results come from:

  • Implementing the right telematics systems
  • Using the data to shape meaningful driver development
  • Incentivising change
  • Tracking results consistently
  • Focusing on long-term improvement

The competitive edge in logistics increasingly belongs to operators who can turn data into action. Our experience confirms what many fleet managers already know: what gets measured, improves. Any drop in adverse driving events is a sign that better outcomes are possible – with the right tools and the right approach.

Our tenth anniversary edition of Highway Heroes is well under way and our focus remains the same: continuing to improve road safety using telematics and smart camera technology, combined with targeted incentives and a culture of accountability.

For those still weighing the decision, the real question is no longer “Can we afford to invest in smart camera technology?”but rather, “Can we afford to run fleets without it?”

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
    • The Subscriber shall ensure that all billing information (including contact details, authorised signatories and bank account details) is kept accurate and up to date.
    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
    • Onboarding is conditional on confirmation of the Subscriber’s current SAUMA membership at the time of application

  1. DATA PROTECTION
    • FIA Services will process all personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) as set out in our POPIA policies.
    • By subscribing, the Subscriber authorises FIA Services to confirm their SAUMA membership status with SAUMA and to process personal information for the purposes of fulfilling the Subscription.

  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
    • Any disputes arising under these Subscriber Terms shall be dealt with in accordance with the dispute resolution provisions contained in the FIA NPC membership terms and conditions, as modified to reflect that the contractual relationship is with FIA Services.
    • Any notices required under these Subscriber Terms may be validly delivered by email to the addresses provided in the Subscriber’s application form, and such notices shall be deemed received on the day of transmission if sent during business hours.
    • The Subscriber may not assign, cede or transfer any of its rights or obligations under these Subscriber Terms without the prior written consent of FIA Services.
    • No variation of these Subscriber Terms shall be of any force or effect unless reduced to writing and signed by both FIA Services and the Subscriber.