How do we go about advising SMME business owner clients with limited insurance budgets? Danie van Niekerk, Executive Director and Peter Olyott, CEO at Indwe Financial Services explain where to start.

“Work by African artists exceeds a combined annual auction worth of $72 million (more than double its 2016 value),” says Gail Bosch, Artinsure Product Head at iTOO. As the global art market recognises the value and potential of African art, its market value is expected to rise even further.

“As insurers, we need to ensure that we continue to cover the needs that our customers have, rather than telling them what their needs are,” says Malose Mabye, Senior Manager for Mass Markets at Hollard Life Solutions. In this article, he unpacks the benefits and considerations of consolidating insurance product.

Forget the end-of-year scramble to max out tax benefits with top-ups to retirement annuities and tax-free investments (also known as tax-free savings accounts). As the saying goes, the early bird catches the worm. Let’s flip the script this year, advocating for a proactive approach right from the get-go of the new tax year.

Auto & General has announced the launch of a new Events Liability insurance tailored specifically for event managers, organisers, exhibitors, and/or sponsors of events.

As financial professionals, we strive to help people make well-informed decisions to help maximise their wealth-building potential. One such opportunity lies in South Africa’s tax-free investments (TFIs), also referred to as tax-free savings accounts (TSFAs). Using a TFI as an investment vehicle and starting as soon as possible, both in terms of a person’s lifetime and within the tax year, can have meaningful benefits.

AI is not only ChatGPT and the rise of “the machines”.

“What do you mean this is the end?” said the man after his colleague deplored the major threat that Artificial Intelligence poses to us all. My gut tells me this happens because history reveals that humans find it incredibly difficult not to fear what we don’t know or understand.

In recent weeks, we have seen a number of administrative sanctions being imposed by the Financial Sector Conduct Authority (FSCA) on entities for their failure to comply with certain provisions of the Financial Intelligence Centre Act (FIC Act).

It’s been a year since the global watchdog the Financial Action Task Force (FATF) put South Africa on a grey list for failing to meet international standards with regards to anti-money laundering, combating the financing of terrorism and proliferation financing.

We are all aware of the problems we experience in South Africa, but they are not exclusive to us. “What is always of interest is how similar the challenges are that we all face – in spite of the varying regulatory regimes, differing markets and political climates.” says Samantha Williams, Head of Legal & Regulatory Affairs at the FIA. In this article, she gives us a healthy dose of perspective.

“Most South African high-net-worth individuals who opt for investment migration do not have the objective of leaving the country,” notes Tarina Vlok, MD of Elite Risk Acceptances. Amid the growing trend of investment migration, she points out that understanding the reason behind the decision is key.

About 60 cars are hijacked daily in South Africa, according to South African police data. Brokers can help their clients mitigate theft of high-risk vehicles, says Precious Nduli, Head of Technical Marketing and Marketing at Discovery Insure.

SMMEs encounter a range of risks and uncertainties that require specialised insurance coverage. Support from expert financial advisers can be essential in helping understand these needs and putting in place comprehensive protection tailored for their businesses, says Dané Barnard, Business Development Manager at Elevate Life.

Cutting-edge technology in car windshields is enhancing driver safety. But using a trained and accredited installer is key. PG Glass explains why…

Telematics demand in South Africa is keeping pace with countries such as the US and Singapore, here’s why. Paul Visser, Principal Product Manager at Netstar, explains the exponential growth.

The World Economic Forum’s Global Risks Report 2024 is a key pillar of the Global Risks Initiative, which works to raise awareness and build consensus on the risks the world faces, to enable learning on risk preparedness and resilience.