Be careful not to leave your personal information behind

ARTICLE BY

SHARE THIS POST

Forgetting to erase the data stored by your car could be putting you at risk 

Modern cars are great. Not only are they more powerful, they come with a host of features to make it easier to drive and keep you entertained while doing so. The latest infotainment systems and connectivity technology enable hands free calling, easy navigation and the ability to listen to your favourite road tripping music. Gone are the days of CDs lying around in your car. 

Of course, there is a downside to having a connected car. These sophisticated infotainment systems accumulate as much sensitive digital information as any other smart device, like a smartphone. This can include contact names and numbers, account usernames and passwords, home, office and other addresses, and frequently travelled routes. 

When you sell or trade-in your car, you could be leaving this information behind for a stranger to access, thereby putting your privacy and security at risk. Your navigation information in the wrong hands could be setting you up for a dangerous situation. For instance, information regarding your home address and frequent destinations could be used by a criminal to locate your car for hijacking or theft. 

It’s quite possibly not something you have considered, but you need to treat your car the same way you would treat an old computer, smartphone or tablet before parting with it. While you are clearing out your personal items, also take the time to clear out your personal information. 

Here are some considerations and the steps you can take to erase the personal data stored by your car before you part ways:

  • Remove all Bluetooth pairings: Unpair your phone and any other devices you might have connected to the car via Bluetooth. When you unpair a phone it will typically remove the contacts, call history and other personal data with it. However, if not:
  • Delete contact history: Go through the menu options to remove contact names and numbers, call history and text messages. This could be a little different for each vehicle make and model, therefore consult your owner’s manual to check how to do this.
  • Clear addresses: The navigation system has most likely stored your home and office address, as well as other frequently visited destinations and the routes that you travel regularly. These systems often have a menu option to clear personal data or recent destinations.
  • Log out of mobile apps: Log out of all the mobile apps that are included in the car or that pair with an app on your smartphone.
  • Disengage the garage door opener: Imagine the new owner of your car had the means to open your garage door by the touch of a button. Along with the knowledge of your home address, they could easily invite themselves over for a visit. Removing the code programmed into your car for opening your garage door is often as simple as pushing two buttons at once for a few seconds. Once again, consult your owner’s manual for specifications.
  • Lastly, make sure that you cancel or transfer any subscription services that your car is connected to. 

Of course, a quick way to remove all personalised data from a car is to restore it to factory settings. But keep in mind that this will erase everything that you have ever customised, including seat set-up preferences, lighting profiles and radio pre-sets. 

“Modern vehicle infotainment systems store as much data as a computer or smartphone, and you could be putting your security at risk if you forget to erase your personal information when you sell or upgrade your car,” says Ron Knott-Craig, Executive: Operational Services at Tracker SA. “Take the time to go through the car’s menu and delete the data stored by the system to keep you and your loved ones safe.”

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
    • The Subscriber shall ensure that all billing information (including contact details, authorised signatories and bank account details) is kept accurate and up to date.
    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
    • Onboarding is conditional on confirmation of the Subscriber’s current SAUMA membership at the time of application

  1. DATA PROTECTION
    • FIA Services will process all personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) as set out in our POPIA policies.
    • By subscribing, the Subscriber authorises FIA Services to confirm their SAUMA membership status with SAUMA and to process personal information for the purposes of fulfilling the Subscription.

  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
    • Any disputes arising under these Subscriber Terms shall be dealt with in accordance with the dispute resolution provisions contained in the FIA NPC membership terms and conditions, as modified to reflect that the contractual relationship is with FIA Services.
    • Any notices required under these Subscriber Terms may be validly delivered by email to the addresses provided in the Subscriber’s application form, and such notices shall be deemed received on the day of transmission if sent during business hours.
    • The Subscriber may not assign, cede or transfer any of its rights or obligations under these Subscriber Terms without the prior written consent of FIA Services.
    • No variation of these Subscriber Terms shall be of any force or effect unless reduced to writing and signed by both FIA Services and the Subscriber.