Three reasons why a vehicle tracking service is a must

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Don’t have a vehicle tracking service yet? Here are three reasons why vehicle tracking is essential.

1. Stolen vehicle recovery

For some people, a car is one of the most significant assets that they own. It is also one of their most expensive purchases, and the loss of the car, if it is stolen, could have great financial repercussions.

While there is only a 5-10% chance of recovering a vehicle without a vehicle tracking service, your car will most likely be recovered when equipped with a tracker. With the continued high rates of vehicle crime in South Africa, there is a reasonable chance that your car could be hijacked or stolen. If things don’t work out in your favour, you could be left with paying for a car you no longer own, in addition to the inconvenience that comes with losing your car.

Installing a tracking device is one of the best precautions you can take to protect your car. Tracking services enable you to personally track and monitor the location of your car, anywhere in the country. Also, having a tracking device that is recognised by insurers can reduce your motor insurance premium because of the improved likelihood of your car being recovered if it is stolen.

2. Your safety

Thanks to modern advancements in vehicle telematics, it’s no longer just about fitting a device to recover a stolen car. These days, there are many different types of vehicle tracking devices and added services available to the market that offer greater care and protection for the families that invest in them.

A vehicle tracker can play an active part in keeping you safe. With more feature rich services, as the driver, you can share your journey with a friend or your family. They are then able to follow your route and know where you are and that you are safe.

Certain services come with impact detection, which immediately alerts the control centre linked to your service if your car is involved in an accident, and can even indicate the severity of the incident. You will then be contacted. If you’re unable to be reached, emergency response vehicles will automatically be dispatched to your location. Similar services also come with an assist button inside the vehicle that can be pressed to receive roadside or medical emergency assistance.

Premium services allow you to set safe and no-go zones. You will then receive a notification should your car enter any high-risk areas.

3. Monitoring

Modern vehicle tracking using GPS/GSM technology allows you to personally monitor and track the location of your car at any time via a smartphone app. You can check the current status of your car – its odometer reading, mileage, whether it is stationary or moving, and its speed and location. This way you can proactively check in to ensure that your car and its occupants are safe, wherever you are. You can also add the subscribed cars of your family members to your profile, enabling you to monitor their safety.

Premium services offer additional benefits. These can include proactive alerts like vehicle movement notifications, and notifications on standard risk events like battery disconnection.

Additional features of tracking services include license renewal reminders and a trip logbook which allows you to track your maintenance, fuel and toll expenses. The trip information in the logbook can also assist you with business and private mileage splits for your tax returns and mileage claims.

“Today’s tracking services are an ideal solution for motorists looking to protect their car and the people in it,” says Colin Hundermark at Tracker South Africa. “Tracking services help to prevent and reduce vehicle crime in our country, and ensure peace of mind and improved safety for customers and their loved ones.”

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
    • The Subscriber shall ensure that all billing information (including contact details, authorised signatories and bank account details) is kept accurate and up to date.
    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
    • Onboarding is conditional on confirmation of the Subscriber’s current SAUMA membership at the time of application

  1. DATA PROTECTION
    • FIA Services will process all personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) as set out in our POPIA policies.
    • By subscribing, the Subscriber authorises FIA Services to confirm their SAUMA membership status with SAUMA and to process personal information for the purposes of fulfilling the Subscription.

  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
    • Any disputes arising under these Subscriber Terms shall be dealt with in accordance with the dispute resolution provisions contained in the FIA NPC membership terms and conditions, as modified to reflect that the contractual relationship is with FIA Services.
    • Any notices required under these Subscriber Terms may be validly delivered by email to the addresses provided in the Subscriber’s application form, and such notices shall be deemed received on the day of transmission if sent during business hours.
    • The Subscriber may not assign, cede or transfer any of its rights or obligations under these Subscriber Terms without the prior written consent of FIA Services.
    • No variation of these Subscriber Terms shall be of any force or effect unless reduced to writing and signed by both FIA Services and the Subscriber.