Business interruption – an unforeseen halt in operations – can feel like a direct threat to the very heart of your clients’ businesses, impacting their income and the security of their teams. And in an industry built on welcoming guests, the potential for third-party liability claims is a genuine concern.

The Financial Intermediaries Association (FIA), South Africa’s leading trade organisation representing independent financial advisers, today announced its newly elected Board of Directors following comprehensive elections across its national membership base.

The risk landscape is shifting beneath our feet – faster, more violently, and more unpredictably than ever before. This evolving risk landscape demands true partnerships in South African non-life insurance, writes Tarina Vlok, MD, Elite Risk Acceptances (a subsidiary of Old Mutual Insure).

“Climate risk is no longer a future threat. It’s here, growing, and already impacting insurers, their clients, and the broader economy,” says Momentum Insure Chief Actuary, Rudolf Britz. “As insurers, we have a responsibility not only to adapt but also to help others adapt.”

Partnerships are key for bringing affordable, accessible primary healthcare closer to home in South Africa’s underserved communities and rural areas. Read how this is playing out in practice.

As the financial industry rushes towards digitalisation, it’s important to take a step back and consider what that shift should look like in your business, writes Sedick Isaacs, Head: Takaful Africa, Bryte Insurance.

The Financial Intermediary Association of Southern Africa (FIA) would like to congratulate the winner of TIA 2025 and commend the series for its role in elevating and empowering stakeholders across society. The education focus resonates across the consumer, intermediary and insurance segments.

The Financial Sector Transformation Council (FSTC) is pleased to announce the appointment of Ms. Nobambo Mlandu as its new Chief Executive Officer (CEO), effective 01 September 2025.

The construction and engineering sectors rely heavily on plant and machinery, from cranes and excavators to tipper trucks and TLBs. However, insuring this equipment is not as straightforward as many assume. Fergus McNamara, Director at FDM Engineering and Construction Insurance Underwriters, explains.

The two-pot system has made it more tempting than ever for clients to raid their life savings in pursuit of immediate relief. But with correct guidance, clients can make choices that will allow them to live like royalty in retirement, write Carlo Gil, Executive Wealth Adviser, and Nosipho Nhleko, Lead Specialist for Retail Investment Proposition Management at Liberty.

Sometimes mentors can be found in the most unexpected places. Wimpie van Der Merwe, CEO at Global Choices, shares a few business lessons he’s learnt from his rescue dogs.

With new Employment Equity Regulations in effect as of April 2025, Samantha Williams, Head of Legal and Regulatory Affairs at the FIA shares what trade associations have been doing with regards to Employment Equity on behalf of business – and a break-down of what your business needs to be aware of.

In the alternative risk transfer (ART) market, cell captives are gaining momentum as a preferred choice for businesses looking for greater control over their risk management strategies. In this article, Mfanafuthi Radebe, Executive Underwriter, and Khotso Mokitimi, Attorney, Old Mutual Insure explain why this model not only enhances financial sustainability but also aligns the interests of the insurer and the insured.

While the passing of the COFI Bill may be delayed, it’s not going anywhere and the time for FSPs to act is right now. The FIA explains what you need to know and what you should be doing now to prepare.

What does it really cost to deliver advice? “Advisers who know their numbers are more empowered to justify their fees, charge appropriately, and move away from vague industry benchmarks that do not reflect the realities of their practice, says” Director at the FIA, Theoniel McDonald, CFP®, MBA. In this article, McDonald unpacks the numbers behind every client interaction, explores why they’re important and looks at how to structure a fee model.