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Category: Featured Articles

The human algorithm

The landscape is shifting quickly. Economic pressures, regulatory reforms, social change, and rising professional expectations are transforming what it means to be a financial adviser. Technical competence alone is no longer enough. Today’s clients expect more than projections and policy comparisons; they want advice that recognises who they are, what they value and where they hope to go.

The sunbird and the fire: timeless lessons for insurance brokers in 2026

War and climate disasters dominate headlines, economic uncertainty persists and rapid technological change continues to unsettle entire industries. Yet in moments like these, ancient stories often offer the clearest guidance. One such story is the parable of the hummingbird and the forest fire, popularised by Nobel Peace Prize laureate Wangari Maathai and rooted in Native American folklore.

From prediction to preparedness

For decades, advisers, insurers and institutions have relied on historical data to predict future outcomes. But recent global disruptions – from pandemics and geopolitical instability to civil unrest and climate shocks – have exposed the limitations of traditional risk models.

Beyond Compliance Lies Assurance

In an environment of increasing regulatory scrutiny, rising operational complexity and heightened client expectations, one thing is clear: compliance is no longer enough.

Two-pot withdrawals are creating new advice opportunities

The introduction of the two-pot retirement system has changed the way clients engage with their savings. For the first time, many are interacting with their retirement funds in a more immediate way, creating space for more frequent and relevant conversations with their financial advisers.

Spend it or Grow it?

There is a deceptively simple question at the heart of personal finance: should you spend it now, or should you grow it for later?

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