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Empowering Advisers, Elevating Africa

For financial advisers and brokers, the conversation around education is no longer abstract policy, it’s a business imperative and the Global Goals 2030: Africa Scholarship presents a chance to redefine the profession’s legacy.

Business Growth By Design

Prospecting remains one of the most persistent challenges facing independent financial planning practices, yet it is often discussed as though it were a simple skills gap or a matter of individual effort. In reality, what many firms are experiencing points to something more structural, and worth closer examination by business owners as well as the advisers working within their practices.

Before the Taps Stop Flowing

South Africa’s water crisis is reaching breaking point as urban centres confront systemic failures and mounting risks. But it’s not too late to act.

Crashing Vehicles, Hidden Costs

In vehicle fleets, the costs of a crash extend far beyond the immediate bills related to the event. By helping clients prepare in advance, intermediaries can help them limit the financial burden to their business.

Through Thick and Thin

In the advice profession, client retention is built in the hard moments, not the happy ones. By showing up for clients, communicating well and practising empathy, advisers earn clients’ trust – because they were there when they were needed the most.

There’s No Point Shouting At An Empty Boat

At a time when the pace of change can feel overwhelming, it’s tempting to react with irritation or anger. But by choosing to prioritise calm, empathy and a focus on solutions, brokers can navigate uncertainty with confidence and clarity.

Ripple Effects

Geopolitical shifts and emerging technologies are reshaping specialist insurance risks through their impact on interconnected industries – but they also present significant opportunities.

AI in financial services: How much is too much?

Many financial services companies are hurrying to implement AI to improve efficiency and avoid being left behind. But in the end, those who benefit from the technology the most, may turn out to be those who were slower to act.

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
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    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
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  1. DATA PROTECTION
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  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
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