South Africans are known for loving outdoor adventures – whether towing a caravan into the bush, launching a boat into open waters, or embarking on a cross-border 4×4 expedition. With specialist insurance for outdoor adventures in place and proper education around how to keep equipment and leisure vehicles in good nick, intrepid South Africans can enjoy safe travels and smooth waters over the long weekends to come.

With South Africa facing rising obesity levels, education, awareness, and incentives are needed to encourage the average South African to make healthier choices. A carefully structured rewards programme can influence client behaviour to the benefit of all, says Dinesh Govender, CEO of Discovery Vitality.

A home is more than just a structure; it’s a sanctuary where lives are built, families are raised, and cherished memories are created. That’s why building and home contents insurance is not just a necessity, but a crucial way to provide cover and minimise financial risk for the things your clients love.

Fraud statistics for 2024 from the Southern African Fraud Prevention Service highlight a 32% rise in fraud incidents, with impersonation fraud cases increasing by 54%. In the digital age, collaboration is the key to winning the fight against fraud, says Rudolf Britz, Actuary at Momentum Insure. By sharing experiences, strategies, and best practices, we can enhance collective knowledge and provide clients with even greater protection.

Once your advice process is mapped, conducting a strategic review in small focus groups can uncover inefficiencies and highlight opportunities for improvement. This collaborative approach ensures that each step is optimally placed and aligned with business objectives. It’s also an ideal time to explore AI-driven tools that can enhance specific stages of the process.

The cost of education is rising every year. To give their children a good education, clients must be encouraged to start long-term financial planning now.

Improving productivity is 2025’s number one driver of transformation. It’s a top priority for organisations aiming to enhance competitiveness, boost operational efficiency, and drive revenue growth as part of broader organisational transformation. But, writes Spiros Fatouros, CEO of Marsh Africa and South Africa, taking a human-focused approach is critical.

According to Statistics South Africa, the median age of South Africans is 28. By starting their financial planning journey early, young South Africans can set themselves up for final security in future – but how does the advice profession cater to these younger potential clients?

Disclosure in financial services goes beyond compliance – it is also an opportunity to create value for clients, writes Samantha Williams, Head of Legal and Regulatory Affairs for the FIA. In the complex landscape of financial services, disclosure stands as a cornerstone of client protection and professional practice.

From advances in technology to global political influences, there are myriad factors influencing South Africa’s financial landscape. Here’s a look at some of the emerging trends to look out for in 2025 and beyond.

What should members be looking for when choosing a medical scheme? It’s not just about cost. Here’s a round-up of important considerations that may be overlooked.

As South Africans increasingly turn to solar power amid ongoing energy instability, many individuals overlook a crucial legal requirement, such as registering grid-tied systems with Eskom or the local municipality.

After more than two decades of commissioning and conducting South Africa’s most recognised intermediary survey, the FIA Board has taken the decision to pause the FIA Intermediary Experience Awards for 2025 to undertake a strategic review. We are simply creating some space to enhance the value and impact of its purpose and future role.

As client behaviour and expectations change and clients seek out more personalised advice, the need for true independence is on the rise, ushering in a new era in financial advice.

Technology has an incredible ability to connect us. It breaks down barriers, opens up opportunities, and enables collaboration across distances. Here’s how the FIA is embracing the power of technology to help our members.

What if we totally reimagined insurance? Take a look at how adopting a “what if” mindset can make your business more resilient, future-proof and customer-centric.