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Futureproof your business with analysis and opinion from SA’s industry experts.

The Cost Of Burnout

With workplace burnout becoming South Africa’s silent productivity killer, employers should start investing in their people’s well-being.

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20 January 2026

Building A Strong Foundation

The insurance industry is often misunderstood, as clients may think insurers cover all incidents and are disappointed when a claim is rejected. Here’s how brokers and insurers can work together towards building trust and retention in a complex industry.

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13 January 2026

United Against Cybercrime

South Africa’s cybercrime problem is increasingly spilling into every corner of the economy, and the only way to contain it is through strategic cooperation.

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13 January 2026

Home Alone

As we head into summer, a time to celebrate and unwind, we must stay mindful of the potential risks that come with the summer holiday season. Read on for the home maintenance checklist your clients can’t afford to skip.

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6 January 2026

Thoughts from our CEO

As the first quarter of the 21st century draws to a close, the financial planning profession finds itself at a pivotal moment. The past few years have brought rapid shifts in technology, client expectations, regulation, and the role financial advisers play in helping South Africans manage risk and build resilience.

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2 January 2026

Fleets Of Strength

Telematics is the future of safety in logistics and AI camera technology has enabled this field to take a massive leap forward.

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30 December 2025

Wake-Up Call

Sleep is often overlooked when it comes to risk, yet its effect on driving safety and insurance claims is significant. Recent data from Discovery Insure reveals a compelling link between poor sleep and increased motor vehicle accidents. For insurance brokers and financial advisers, this creates an opportunity for educating clients about how they can lower their accident risk – just by sleeping well.

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30 December 2025

Safety First

This year’s Fleet Safety Awards have a total prize pot of R250 000, promoting safety through life-changing rewards. Eugene Herbert, CEO of MasterDrive, shares the details.

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15 December 2025

Fairways to Freeways: Auto&General Announces Landmark Tournament Partnership with LIV Golf South Africa 2026

Auto&General is proud to announce its tournament partnership with LIV Golf South Africa 2026, a global golf league known for energising the sport through world-class team competition, standout talent and unforgettable fan experiences. As the newly appointed Official Insurance Partner of LIV Golf South Africa, this heralds an exciting chapter for our business.

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11 December 2025

Success was always the plan – life and legacy with Ivan Daniel

We recently spoke to Consult by Momentum Financial Planner Ivan Daniel, getting an in-depth look into the professional philosophy, client experiences, and personal values that have resulted in this seasoned financial adviser being a well-respected and sought-after planner with an established reputation as a retirement specialist.

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10 December 2025

Subscriber Terms and Conditions

  1. APPLICATION OF TERMS
    • These terms and conditions (“Subscriber Terms”) apply to the subscription by any qualifying member of the South African Underwriting Managers Association NPC (“SAUMA”) to the services and benefits offered by FIA Services (Pty) Ltd (“FIA Services”) under the SAUMA affiliation arrangement (“Subscription”).

  2. NATURE OF SUBSCRIPTION
    • A Subscription under this arrangement:
      • does not constitute membership of FIA NPC;
      • does not confer any voting rights or governance participation in FIA NPC; and
      • is governed solely by the contractual relationship between the Subscriber and FIA Services.

  1. ELIGIBILITY
    • To qualify for the Subscription, the applicant must, at the time of application, be a current paid-up member of SAUMA.
    • FIA Services will verify the applicant’s SAUMA membership status with SAUMA prior to activation, and may re-verify such status periodically.
    • If a Subscriber ceases to be a paid-up member of SAUMA, the Subscription will correspondingly be terminated.
    • Applicants are required to authorise FIA Services to confirm their SAUMA membership status with SAUMA as part of the application process.

  1. SERVICES
    • The Subscription entitles the Subscriber to the following benefits:
      • Complimentary access to the FIA CPD Platform;
      • Complimentary access to the FIA Insight Magazine (digital edition);
      • Advertising opportunities on FIA platforms at a discounted rate of 15% (fifteen percent) off the prevailing published rates; and
      • Invitations to attend FIA Technical Webinars annually.
    • FIA Services reserves the right to update, vary or substitute the Services from time to time, provided that the overall value and nature of the benefits remain materially the same.

  1. FEES AND PAYMENT
    • The monthly subscription fee is R260.00 (two hundred and sixty rand) for up to seven registered individuals (Key Individuals and Representatives), and R36.00 (thirty-six rand) per additional registered individual thereafter, excluding VAT.
    • The Subscriber shall provide FIA Services with the required details of each individual to be registered under the Subscription for the purposes of activation and billing.
    • All fees are exclusive of VAT, which shall be charged at the prevailing statutory rate.
    • Subscription fees are reviewed annually in March and may be adjusted with effect from 1 April.
    • Any changes to the Subscription, including but not limited to the number of Representatives and Key Individuals registered under the Subscription, may only be effected once annually during the annual review period in March of each year, with such changes taking effect from 1 April.
    • Subscription fees shall be billed monthly in arrears, unless the Subscriber elects an annual billing cycle at the time of application.
    • The Subscriber shall ensure that all billing information (including contact details, authorised signatories and bank account details) is kept accurate and up to date.
    • Non-payment of subscription fees may result in suspension of access to the Services until such fees are brought up to date.
    • The Subscriber acknowledges and agrees that all subscription fees payable under these Subscriber Terms may be collected by way of debit order, which shall be processed by the holding company, FIA NPC (The Financial Intermediary Association of South Africa), on behalf of FIA Services. Payment to FIA NPC shall be deemed to constitute valid and sufficient discharge of the Subscriber’s payment obligations to FIA Services under these Subscriber Terms.

  1. ONBOARDING
    • Onboarding will be conducted as a Subscription with FIA Services under the SAUMA affiliation arrangement.
    • Onboarding will not confer FIA NPC membership status or any associated rights.
    • Onboarding is conditional on confirmation of the Subscriber’s current SAUMA membership at the time of application

  1. DATA PROTECTION
    • FIA Services will process all personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA) as set out in our POPIA policies.
    • By subscribing, the Subscriber authorises FIA Services to confirm their SAUMA membership status with SAUMA and to process personal information for the purposes of fulfilling the Subscription.

  1. TERMINATION
    • The Subscriber may terminate the Subscription by giving FIA Services one calendar month’s written notice.
    • FIA Services may terminate the Subscription on one calendar month’s written notice, or immediately if the Subscriber breaches these Subscriber Terms and fails to remedy such breach within 14 (fourteen) days of receiving written notice.
    • Termination of the SAUMA–FIA Services affiliation agreement shall not automatically terminate these Subscriber Terms.
    • Termination by the Subscriber shall not relieve the Subscriber of liability for any subscription fees accrued up to the effective date of termination.
    • FIA Services may suspend or terminate the Subscription with immediate effect in the event of non-payment of fees by the Subscriber.

  1. GENERAL
    • These Subscriber Terms are governed by the laws of the Republic of South Africa.
    • Any disputes arising under these Subscriber Terms shall be dealt with in accordance with the dispute resolution provisions contained in the FIA NPC membership terms and conditions, as modified to reflect that the contractual relationship is with FIA Services.
    • Any notices required under these Subscriber Terms may be validly delivered by email to the addresses provided in the Subscriber’s application form, and such notices shall be deemed received on the day of transmission if sent during business hours.
    • The Subscriber may not assign, cede or transfer any of its rights or obligations under these Subscriber Terms without the prior written consent of FIA Services.
    • No variation of these Subscriber Terms shall be of any force or effect unless reduced to writing and signed by both FIA Services and the Subscriber.